FACTS WHAT DOES CHRISTIAN FAMILY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Checking account information and employment information
  • Payment history and transaction history

When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Christian Family Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Christian Family Credit Union Share? Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes —
to offer our products and services to you 		Yes Yes*
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes —
information about your transactions and experiences 		No We don't share
For our affiliates' everyday business purposes —
information about your creditworthiness 		No We don't share
For affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
For questions or to limit our sharing*
  • Call 800-831-3972 ext 127
  • Visit us online: www.christianfamilycu.com
  • Mail the form below
  • Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. *You may contact us at any time to limit our sharing of printed and electronic marketing materials tailored specifically for you.

Who is providing this notice? Christian Family Credit Union

What we do
How does Christian Family Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Christian Family Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or show your government-issued ID
  • apply for financing or give us your contact information
  • show us your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Christian Family Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Christian Family Credit Union does not share with our nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies and direct marketing companies.
OTHER IMPORTANT INFORMATION Notices and “Joint Relationships." Except where expressly required by applicable law, we will provide all notices to the member listed first on any application, agreement or other relevant document with us. The notice will be mailed to the address noted for said member on the application, agreement or other document. If this member has agreed to receive notices and disclosures electronically, then we can send all such notices and notifications, to the e-mail or Internet address provided by said person; or we shall post or otherwise give notice by posting a notice, providing a link or using such other electronic methods authorized under applicable laws and/or regulations. All joint owners, borrowers and guarantors agree to the receipt and sufficiency of any notice or notification sent according to this paragraph. Modification. The Credit Union reserves the right to modify, change or amend this Privacy Policy and Agreement at any time without notice other than as expressly required by applicable law.