Here’s what your free wellness check-up includes:

  • A quick look at your payments and interest to see what’s actually holding you back

  • A simple payoff plan you can follow

  • If it’s a fit, next steps to move from revolving balances to one structured plan

After you submit, we’ll reach out to schedule your check-up and confirm eligibility.


G.O.O.D. Loans (Get Out Of Debt)

G.O.O.D. Loans are designed to help eliminate high-interest credit card debt with one clear plan, starting with a complimentary financial wellness check-up.

  • Loan amount: up to $10,000

  • Term: 3 years

  • Rate: as low as 8.00% APR*

  • Typical requirement: 630+ credit score (credit approval required)

If a G.O.O.D. Loan is not the right fit, we’ll still point you to the best next step.


What changes when you stop revolving debt

One Payment You Understand

No more mental math across five cards. One amount, one due date, one place to focus.

Less Money Lost to Interest

When you're only paying minimums, most goes to interest. A fixed plan means progress every month.

A Plan You Can Actually Stick To

Three years. That's it. You'll know exactly when you're debt-free, not "someday if I keep this up."

More Margin for What Matters

Breathing room for emergencies, savings, and giving—the things you've been wanting to do.

A Partner, Not a Lecture

We're here to guide you with wisdom and grace, not judgment about how you got here.

 

Before & After: See the Difference

Before G.O.O.D. Loans

  • Multiple credit cards with different due dates

  • Minimum payments that barely touch principal

  • Interest compounding month after month

  • Constant stress about unexpected expenses

  • No clear finish line in sight

After G.O.O.D. Loans

  • One single payment each month

  • Fixed timeline with a clear end date

  • Clearer budget you can plan around

  • Breathing room for life's surprises


Why Christian Family Credit Union

We exist to serve members with integrity, practical wisdom, and a stewardship mindset. That means clarity, not pressure. Help, not shame.

  • NCUA Insured

  • Equal Housing Lender

  • Faith-based, member-owned


Membership eligibility, made simple

About Membership: Membership is for those who align with traditional Christian beliefs and regularly attend a Protestant or Catholic church, plus related eligibility categories.

Membership is required. If you’re not sure whether you qualify, we’ll help you confirm quickly during your check-up.


FAQs

  • A complimentary conversation to understand your debt, your goals, and the best path forward. No pressure.

  • Not yet. This starts your check-up. If you’re a fit, you can continue to the loan application right after.

  • A 630+ credit score is typically required, with credit approval. Loan amounts up to $10,000 with a 3-year term.

  • Yes, membership is required. If you’re not sure, we’ll help you confirm eligibility.

  • We’ll reach out as soon as possible to schedule your check-up.

  • We’ll still provide a clear next step so you can keep moving forward.


Give Your Family Financial Breathing Room

Build margin for emergencies, savings, and giving. Start with a complimentary wellness check-up.

APR and terms subject to credit approval. “As low as” rate requires approved credit and may not apply to all applicants. Membership eligibility required. Additional terms may apply.