Simple Checking
Simple Checking is designed for our members who want a "no-frills" type of checking account.
Here's a snapshot of what Simple Checking offers:
- No Monthly Fee
- No Minimum Balance Required
- Free Online Banking
- Free Smart Phone Access to Your Accounts
- Free Mobile Wallet (Apple Pay & Samsung Pay)
- Free Online Statements
- Free Online Check Images
- Free Debit Card
- Free Direct Deposit and Payroll Deduction
- ATM Account Access (first four cash withdrawals are free)
- Free Telephone Banking
Checking Account Comparison Chart
Feature | Member Rewards Checking | Simple Checking |
---|---|---|
Monthly Service Fee | $4.95 | $0.00 |
Minimum Initial Deposit of $50 | X | X |
Account Pays Dividends | X | |
e-Statements | X | X |
FREE Bill Pay | X | $3.80 |
Unlimited ATM Access | X | |
Online Account Access with Statements | X | |
Online Check Images (previous six months) | X | |
Smart Phone Access (iPod®, Droid® and Blackberry®) | X | X |
Direct Deposit and Payroll Deductions | X | X |
Debit Card | X | X |
Telephone Banking Access | X | X |
IDProtect® identity theft monitoring and resolution service | X | |
Up to $10,000 of Accidental Death & Dismemberment Insurance | X | |
Debit Advantage® — Buyer’s Protection and Extended Warranty | X | |
Cell phone protection | X | |
Health discount savings (This is NOT Insurance) | X | |
$hopping Rewards™ | X | |
Travel & Leisure Discounts | X |
Disclosures
* A $4.95 monthly fee applies for Members Rewards Checking Accounts. However, you can eliminate the monthly fee by maintaining a monthly minimum balance of $5,000 or greater within the monthly statement cycle.