Simple Checking

Simple Checking is designed for our members who want a "no-frills" type of checking account.

Here's a snapshot of what Simple Checking offers:

  • No Monthly Fee
  • No Minimum Balance Required
  • Free Online Banking
  • Free Smart Phone Access to Your Accounts
  • Free Mobile Wallet (Apple Pay & Samsung Pay)
  • Free Online Statements
  • Free Online Check Images
  •  Free Debit Card
  • Free Direct Deposit and Payroll Deduction
  • ATM Account Access (first four cash withdrawals are free)
  • Free Telephone Banking


Checking Account Comparison Chart

FeatureMember Rewards CheckingSimple Checking
Monthly Service Fee  $4.95 $0.00
Minimum Initial Deposit of $50   X X
Account Pays Dividends X  
e-Statements X X
FREE Bill Pay X  $3.80
Unlimited ATM Access X  
Online Account Access with Statements X  
Online Check Images (previous six months) X  
Smart Phone Access (iPod®, Droid® and Blackberry®) X X
Direct Deposit and Payroll Deductions X X
Debit Card  X X
Telephone Banking Access X X
IDProtect® identity theft monitoring and resolution service X  
Up to $10,000 of Accidental Death & Dismemberment Insurance X  
Debit Advantage® — Buyer’s Protection and Extended Warranty X  
Cell phone protection X  
Health discount savings (This is NOT Insurance) X  
$hopping Rewards™ X  
Travel & Leisure Discounts X  


* A $4.95 monthly fee applies for Members Rewards Checking Accounts. However, you can eliminate the monthly fee by maintaining a monthly minimum balance of $5,000 or greater within the monthly statement cycle.


Checking Account DisclosureReorder Checks