Fee Schedule Disclosure
JANUARY 1, 2018
| Regular Share/Savings | ||
| Below Minimum Balance | $ | 3.00/month |
| Excessive Withdrawals > 6 per month | $ | 1.00 each |
Individual Retirement Accounts (IRAs) |
||
| IRA Annual Maintenance Fee | $ | 10.00/type |
| IRA Closing Fee | $ | 25.00/type |
| IRA Transfer Fee | $ | 20.00 |
Other Service Fees |
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| Checks to 3rd Party | $ | 2.00 each |
| Cash Check Non Member | $ | 10.00 each |
| Wire Transfer (Incoming) | $ | 10.00 each |
| Wire Transfer (Outgoing) | $ | 20.00 each |
| Wire - International | $ | 50.00 each |
| Return Statement/Mail | $ | 7.50 each |
| Dormant Account > 3 year*** | $ | 5.00/month |
| Account Research | $ | 1.00 pg/20.00 hr |
| Trust Acct Conversion - Share | $ | 25.00 per acct |
| Trust Acct Conversion- Loan | $ | 50.00 per loan |
| Overnight Mail/Parcel | $ | Actual Cost |
| Garnishment/Levy processing | $ | 30.00 each |
Loan |
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| Processing fee | $ | 30.00 |
| Late payment fee | $ | 15.00/3rd day |
| Title processing fee | $ | 15.00 |
| Return payment fee | $ | 29.00 |
HSA Additional Fees |
||
| Monthly Maintenance** | $ | 2.50 monthly |
| Closing Fee | $ | 25.00 |
Checking Account |
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| Member's Reward Checking | $ | 4.95 per month |
| Return Check - NSF (insufficient funds) | $ | 29.00 each |
| Overdraft transfer fee | $ | 2.00 |
| Stop payment | $ | 15.00 |
| (Consecutive range of drafts) | $ | 18.00 |
| Courtesy Pay Access (opt in only) | $ | 29.00 each |
| Deposit Return - 3rd Party | $ | 20.00 each |
| Check Copy - Teller Assisted | $ | 3.00 each |
| Check Printing | $ | As quoted |
Electronic Funds Transfer |
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| ATM Insufficient Balance (opt in only) | $ | 29.00 each |
| ATM/ Mobile Deposit Return 3rd Party | $ | 20.00 each |
| ATM/Mobile Deposit Return | $ | 29.00 each |
| ATM/Mobile Deposit Adjustment | $ | 10.00 each |
| Direct Deposits & Payments | $ | Free |
| ACH Insufficient | $ | 29.00 each |
| Billpayer Services | $ | 3.80/month |
| International ACH (IAT) | $ | 2.00 each |
* ATM owner may impose additional charges or surcharges
** Waived for WOC health plan receiving e-statements
*** Not applicable for IRA & HSA
